North Sydney: 1300 695 840
Oran Park: (02) 4633 6500

Full list of Insurance Products

Call us

Following is a list of insurance products that we are licensed to deal in:

If the product you are looking for is not on this list, or we can help you further please call us for assistance on 1300695840.

Assets, Fixed & Moveable

Aviation Hull: Loss or damage to aircraft.

Container: Loss or damage to shipping containers.

Contract Works / Construction: Loss or damage to your buildings or equipment during construction, installation, demolition or modification.

Contractors Plant & Equipment: Loss or damage to your mobile plant & equipment

Crane: Loss or damage to Crane.

Electronic Equipment: Loss or damage to your electronic equipment and electrical breakdown.

Fidelity Guarantee: Loss as a result of an act of fraud or dishonesty committed by employees.

General Property: Loss or damage to general property from causes not otherwise excluded.

Householders: Loss or damage to domestic buildings and contents.

Business Insurance: Physical loss or damage to assets from causes not otherwise excluded and consequential loss of income.

Livestock: Loss or injury to livestock.

Machinery Breakdown: Loss or damage to machinery due to mechanical or electrical breakdown.

Marine Hull: Loss or damage to commercial vessels.

Marine Pleasure Craft: Loss or damage to pleasure craft.

Marine Transit: Loss or damage to goods during transit within Australia and overseas.

Motor Vehicle: Loss or damage to motor vehicles.

Pressure Vessels / Boiler Explosion: Loss or damage to your boilers and other machinery under pressure. This could include your liability to other people for injury sustained from machinery under pressure.

Spoilage: Deterioration of stock resulting from the breakdown of refrigeration equipment.

Consequential Losses and Contingencies

Accounts Receivable: Losses sustained in the collection of monies due to the destruction of your accounting records.

Audit Investigation Insurance: Professional fees incurred in responding to an audit or investigation arising from any return lodged by your business, your accountant or by individuals with any statutory authority.

Cancellation /Abandonment: Loss arising from the cancellation or abandonment of a scheduled event.

Computer – Consequential Loss: Loss of income following a breakdown of your computer equipment.

Computer Crime: Loss arising out of criminal activities associated with computer facilities.

Business Interruption: Loss of income following damage to your physical assets.

Export Credit /Political Risks: Loss arising from failure to secure payment for goods or services provided to overseas customers.

Extortion: Expenses arising from an extortion bid.

Machinery Breakdown- Consequential Loss: Loss of income following the breakdown of machinery.

Malicious Product Tamper: Costs incurred and loss of income due to malicious product tamper.

Pluvius: Loss arising from unanticipated rainfall.

Product Recall: Cost of recall of products due to malicious tampering or defects.

Trade Debtor: Loss due to default by Debtors.

Legal Liabilities

Advertising Liability: Your legal liability to third parties arising from any advertisement, publicity article, broadcast or telecast.

Airport Owners’ / Hangar Keepers’ Liability: Your legal liability to third parties for the ownership and / or use of an airport or aircraft hangar.

Aviation Liability: Your legal liability to third parties for the ownership and / or use of an aircraft.

Carrier’s Liability: Your legal liability for claims arising from loss and damage to property carried for other parties.

Charterers’ Liability: Your legal liability to third parties arising from the chartering of a vessel.

Construction Liability: Your legal liability to third parties arising from the construction, alteration, installation or demolition of property.
Contract Bonds: Security payable to third parties in the event of breach of contract.

Contract Penalties / Liquidated Damages: Your legal liability to third parties for breach of contract and / or liquidated damages.

Crane Liability: Your legal liability to third parties resulting from ownership and / or use of a crane.

Defamation: Your legal liability to third parties for defamatory statements and actions.

Directors’ and Officers’ Liability: Your legal liability for claims arising against individual directors and officers of the company in their role as directors/managers.

Management Liability – Broadly covering the liabilities arising out of wrongful
acts in the management of your business

Employment Practices Liability: Your legal liability to employees arising from unfair dismissal, harassment and the like.

Environmental Impairment: Your legal liability for claims arising from gradual damage to the environment.

Legal Expenses: Loss arising from fees incurred for the defence legal proceedings commenced against you or proceedings brought by you.

Medical Malpractice: Your legal liability to third parties for personal injury arising from medical malpractice.

Motor Vehicle Third Party Property Damage: Your legal liability to third parties for loss or damage to their property arising from the use of a motor vehicle.

Motor Vehicle Compulsory Third Party (CTP): Your legal liability to third parties for personal injury arising from the use of a motor vehicle.

Public & Products Liability: Your legal liability to third parties for personal injury or property damage caused by an occurrence during the period of insurance and arising out of your business and / or products.

Product Guarantee: Cover for failure of your products to perform as guaranteed.

Professional Indemnity: Your legal liability for claims arising from your breach of professional duty by reason of any negligent act, error or omission.

Statutory Liability: Provides cover for Fines & Penalties imposed by way of innocent or wrongful breaches of Commonwealth, State or Local Governments Acts.

Umbrella Liability: Your legal liability to third parties for personal injury or property damage caused by an occurrence during the period of insurance and arising out of your business and / or products in excess of and in addition to underlying policies.

Personnel

Group Journey Injury: Employees injured travelling to and from work where injury is not compensable under Workers’ Compensation Insurance.

Kidnap and Ransom: Loss of monies, which result from the payment of any ransom in connection with kidnapping of a staff member.

Travel: Loss or damage to employees’ personal effects, including money & travel documents, medical and additional expenses incurred whilst employees are travelling on company business. Death and capital benefits arising out of personal accident or sickness can also be provided for, together with hijack and detention expenses, kidnap and ransom costs, cancellation or curtailment expenses, loss of deposits, alternative employee expenses, personal liability, collision damage & theft waiver and extra territorial workers’ compensation.

Workers’ Compensation: Employees injured whilst in your employment based in all Australian States and Territories and employees visiting other States and Territories on employer’s business.

Workers’ Compensation Extra Territorial: Employees (managerial, sales and clerical staff) whilst temporarily out of their state of residency.

Back to Top
FAQs | Claims | Payments | Links
AEI Commercial Insurance Brokers
North Sydney: 1300 695 840
Liverpool: (02) 9601 1000